Skip to main content

Motor Insurance

Buy online

Private Vehicles Quote

Step 1/3

Standard Excess Rates

Drivers Age Loss of or damage to your car and liability to others Liability to others
25 Years and Over €55 Nil
21 Years and Over €175 €115
18 Years of Over €350 €235
When the claim is related to loss of or damage to the car due to fire and theft €235 €235

*Common Excess will apply where your policy covers any authorised driver(s) aged between 18 and 20 years, irrespective of the age of the person who is driving the car when it is damaged – Not applicable on Commercial Vehicles

Voluntary Excess

(Not available on Motor cycle policies)

Schedule Code
VX50 VX100
Authorized Drivers aged 25 years & over:
Damage to your car: €170 €290
Liability to others only: NIL NIL
Authorized Drivers aged between 21 & 24 years:
Damage to Your Car and liability to others: €290 €410
Liability to others only: €115 €115
Authorized Drivers aged between 18 & 20 years:
Damage to Your Car and liability to others: €465 €235
Liability to others only: €235 €235
This excess will apply where YOur Policy covers You and/or any Authorised Driver(s) aged between 18 and 20 years, irrespective of the age of the person who is driving YOur Car when it is damaged.
Fire and Theft:
Loss of or damage to Your Car due to fire, lightning, self-ignition or explosion, theft, attempted theft, or fire following theft:		 €235 €235

For all drivers, the amount of voluntary excess selected is to be added to the standard Excess in respect of own damage only.

Previous step Next step

Useful Tips

If you drive a hybrid or electric car you can qualify for the Eco Motor discount (terms & conditions apply). Speak to us for more information.

Pay Less if you Drive Less! If you drive your car less than 3500km per year our Limited Mileage Policy is the policy for you. Contact us for more details.

Please review the current market value of your vehicle.

Helpdesk 80072322

Downloads