Buildings and Contents Sections: |
Buildings |
Contents |
|---|---|---|
| Fire and smoke | YES | YES |
| Explosion | YES | YES |
| Lightning and thunderbolt | YES | YES |
| Earthquake | YES | YES |
| Riots, strikes and labour disturbances | YES | YES |
| Aircraft and other aerial devices, or anything dropped from them | YES | YES |
| Storm or flood, including overflow from the sea | YES | YES |
| Theft or attempted theft | YES | YES |
| Escape of water from any fixed domestic water, drainage or heating installation including washing machines or dishwashers | YES | YES |
| Impact by any vehicle or animal | YES | YES |
| Breakage or collapse of television or radio aerials, satellite dishes or masts | YES | YES |
| Malicious acts or vandalism | YES | YES |
| Falling trees, lamp posts, electricity, flag or telephone poles | YES | YES |
| Accidental damage | YES | Optional Extra |
Additional Cover included under the Buildings and/or Contents Sections: |
Buildings |
Contents |
|---|---|---|
| Architects and Surveyor's fees, debris removal, and additional costs of reinstatements as required by local authorities | YES | - |
| Site Clearance and buildings fee | YES | - |
| Breakage of fixed glass, sanitary fittings, ceramic hobs in fixed appliances | YES | - |
| Rent and alternative Accommodation | YES | YES |
| Selling your Home | YES | - |
| Accidental Damage to Computer Equipment and Home Electronics | - | YES |
| Freezer Contents | - | YES |
| Loss of Metered Water | - | YES |
| Loss of Keys | - | YES |
| Wedding Gifts | - | YES |
| Christmas gifts | - | YES |
| Garden Furniture | - | YES |
| Breakdown of Air-conditioning Equipment | - | YES |
| Trace and Access Costs | YES | - |
| Contents Temporarily Removed From Home | - | YES |
| Fatal Injury Cover | - | YES |
| Liability to Domestic Employee | - | YES |
| Property Owners Liability (included automatically with the Buildings cover) | YES | - |
| Personal Liability (included automatically with the Contents cover) | - | YES |
| Tenants Liability (included automatically with the Contents cover) | - | YES |
